All of us encounter problems; only some solve them faster than others. A special talent? Not really; it is all about a mindset they possess resulting in a skill they have mastered through repeated practise. A disciplined process is all it takes to become an effective and efficient problem solver.
Problems are commonplace, but not the solution; more so because we lack the mindset and the skill to approach it. All it requires is training the mind, which if started early in life, will empower us to explore problems like a situation to be explored rather than a crisis to defeat us.